From the monthly archives:

January 2009

5 Benefits of Hiring a Buyer’s Agent

In a tough market, people are looking for any way they can to save a little on real estate transactions.   Many are resorting to FSBO (for sale by owner) listings.  Others are negotiating down real estate agent commissions.  One place I would not scrimp when looking to buy a home is hiring a buyer’s agent, [...]

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Saving For A Down Payment

One of the more difficult aspects of buying a new home is saving for a down payment.  Most lenders require at least a 5% down payment on conventional mortgages, and because most people don’t have $10,000 sitting around it takes some effort to save up for a down payment.  Here are a few ways to [...]

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Mortgage Loan Applications Are A Necessary Pain

Before we get too far ahead in our quest to downsize homes, I thought it would be good for all involved if we first got prequalified on an amount well within our frugal household budget.  We submitted a mortgage application with a credit union we’ve been members of for many years and will hopefully hear [...]

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